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Buying an engagement ring in Del Mar: What you need to ask your jeweler

Buying an engagement ring requires you to know a little about what you are looking for. However, at times, you may become confused when the jeweler reels off a list of choices for you to pick from.

While most jewelers will impress you with their knowledge of the craft, you might still not get information that helps you make that final call. You can take care of this problem by asking the questions yourself. Never leave a store thinking that perhaps you could have done things differently; an engagement ring has a value attached to it, and that can never be taken for granted.

If you are looking to buy an engagement ring in the general Del Mar area, here is a look at the questions you will need to ask your jeweler.

Is the ring modifiable?

Sometimes, you want a ring that can be changed or customized in the ways you deem fit. While there are many varieties you can pick from, there is a chance that you might end up getting something you cannot modify as you had envisioned. The jeweler knows what can be modified or can’t, and will be in a position to advise you accordingly.

You can also ask them to keep you updated on the options available to you if you ever want to trade in your diamond ring for something different, or trade the diamond for a larger one. It’s good to think in the long term on this kind of significant purchase.

What payment methods are available to you?

Some people prefer to pay cash for the rings they buy, and while this may be the best way of doing it, there is always a chance that you don’t have the full amount for a ring available. You will need to ask your jeweler about all of the options available to you. Reputable jewelers will also accept personal checks and all major credit cards. At Leo Hamel Fine Jewelers, just a few minutes down the I-5 freeway from Del Mar, we also offer many affordable financing options.

What is the difference in the metals used in terms of quality?

There is a difference between platinum and gold, and there is a difference between an alloy and a pure metal. You will want to get those things in perspective before buying. Every metal has different qualities; some are more brilliant than others, some are heavier than others, some resist wear better, and so on. Your jeweler will be able to inform you of all that, but make sure that your questions are answered.

Are there grading reports on the stone?

For such a significant investment, you need to be sure of what you are buying, and a grading report or certificate will give you the details. The report provides a large number of specific details of the diamond in the ring you want to buy, all the way from the technical specs to the origin of the item. It’s best to not accept an “in-house” certificate from a jewelry store, but rather ask for one from an independent gem laboratory such as the GIA, whose certificates are considered the industry standard.

How reliable is the jeweler?

Chances are that you want your ring within a very specific time frame. It becomes a problem if the store fails to deliver your piece at the time requested, and at that point, any number of things could go wrong. This is why you might want to establish the integrity of the jeweler. Are they able to get things done when they say, or do they put you on the back burner? Are they able to pull off any modifications that you need? Do they offer a warranty, and do they have a return policy in place? Leo Hamel Fine Jewelers in San Diego has over 37 years in providing outstanding customer service. Making happy customers is what we do.